• 5 Things I No Longer Buy
    Budget

    5 Things I No Longer Buy

    I’ve been making a lot of changes in my life the past few months. If you’ve been following me, you’ll know that last year I went on a budget to pay off my debt. With that, I’ve become more mindful with my purchases and overall consuming less. At first, I quit fast fashion moving towards buying the majority of my clothes second hand. Shopping second hand for clothing has opened my mind to other items from my daily routine that are simply unneeded or aren’t bringing value to my life. And if there is something I’m in need of, there’s usually a selection at the thrift store I can browse…

  • Paid Off My Debt!
    Budget

    I Paid Off My Debt! Now What?

    I can finally say it – I paid off my debt! As of September, I finished paying off my student loans and officially became debt-free. This is a personal achievement that I’m happy to say I’ve completed from my list of goals. Earlier this year, I shared that we were on a journey to become debt-free in 2018. When I started actively making payments on my student loans in 2013, I had about $20,000 of debt (which was higher than when I graduated thanks to interest). Like most young graduates, I started making the minimum payment while paying for other living costs. It wasn’t until 2016 that I started aggressively making…