• grocery store
    Budget

    How To Save Money on Your Groceries

    I’ve been creating a budget the past few months, closely tracking my spending, and I’m proud to say I’ve been able to stick to my budget since I started. One of the largest parts of my budget is how much I spend on groceries, so I’ve started practicing new techniques that keep me on budget. Sometimes I’m even under budget. I’ve shared a few grocery budget tips in other posts, but it’s all of these tips done together that are going to save you the most money on groceries. It’s scary to go on a budget, looking exactly at how much money I’m bringing in compared to what’s being spent. But…

  • Paid Off My Debt!
    Budget

    I Paid Off My Debt! Now What?

    I can finally say it – I paid off my debt! As of September, I finished paying off my student loans and officially became debt-free. This is a personal achievement that I’m happy to say I’ve completed from my list of goals. Earlier this year, I shared that we were on a journey to become debt-free in 2018. When I started actively making payments on my student loans in 2013, I had about $20,000 of debt (which was higher than when I graduated thanks to interest). Like most young graduates, I started making the minimum payment while paying for other living costs. It wasn’t until 2016 that I started aggressively making…

  • 5 Simple Things You Can Do To Start Saving Money
    Budget

    5 Simple Things You Can Do To Start Saving Money

    I’m revisiting my budgeting process so that I can finish paying off my debts by the end of 2018. I want to be free of the debts so I can start pocketing my entire paycheck and saving for what I want to accomplish in the future. I shared this a few months back when I originally starting saving money for this goal. After making some recent changes, I’ve discovered 5 more things that you can do start saving money today. These tips are simple. Quick. And all but one is completely in your control. That’s the great thing about budgeting – you control how much you can save by making…

  • affordable summer date ideas
    Budget,  Life

    Affordable Summer Date Ideas

    Summer is finally here – I can say it. It was a long winter for us here in Minnesota so I’m ready to spend as much time outside and out of the house for the next three months. Jake and I have already been spending our weekends in the garden and our evenings taking walks, and I’m soaking it all. Along with enjoying summer, we’re also being careful with our money. In a previous post, I shared that one our goals for 2018 was to be as close to debt-free as possible by the end of the year. With that, we are being particular about the social activities we’re participating…

  • Top Five Tips to Start Saving Money
    Budget,  Life

    Top Five Tips to Start Saving Money

    About a month ago, Jake and I decided that 2018 was year we wanted to become debt-free. Our finances aren’t the worst nor are we are struggling, but there’s still room for improvement. Since making this decision, I’ve been into watching YouTubers that live as close to debt-free as possible, finding new money saving tips, and starting to live clutter-free as well. It’s my personal goal to payoff my student loans by the time I’m 30 years old. That gives me about a year a half, and I’m fairly confident that with the proper budgeting I can do it. My reason for this is to be in a good position…